Image result for gandhi image Mgnrega : 

Intially it was nrega, later in the time, It was renamed to mgnrega.

It was started in 2006 in about 200 districts of the country, in 2008 it was implemented in all of India.
It was made the matter of gram panchayats to make lists of people, and minimum wages are to be decided by the state governments.


Right based Framework:

 For adult members of a rural household willing to do unskilled manual work.

 Time bound Guarantee:

 15 days for provision of employment, else unemployment· allowance Upto 100 days in a financial year per household, depending on the actual demand.·

Labour Intensive Works

: 60:40 wage and material ratio for permissible works; no· contractors/machinery.

Decentralized Planning·

  Gram Sabhas to recommend works

At least 50% of works by Gram Panchayats for execution 

Work site facilities

  drinking water, first aid and shade provided at worksites

· Women empowerment:

 At least one-third of beneficiaries should be women

The above were thought to be the aims of MGNREGA, but as the time passed many of the problems arose.

Insufficient fund allocation

Budget allocation over the years has been insufficient. The fund that centre allocates during the budget proves to be inadequate and more funds are sought by the rural development ministry to finance MGNREGA. This results in delay in payments which adversely affects workers.

Late payment of Wages

A study by Azim Premji University has found that 78 per cent of payments were not made on time, and as many as 45 per cent payments did not include compensation for delayed payment as per guidelines which is 0.05 per cent per day of the wages earned.

In FY17 alone Rs 11,000 crore of wages remained unpaid to workers. Only 32 per cent of the payments in the first two quarters of FY17-18 were made on time.

An RTI filed by activist Dinesh Chadha revealed that about 13.17 crore people were registered under the MGNREGA in FY18, Out of these 5.73 crore workers sought work. Only 5.11 crore people were given work under the MGNREGA and only 29.60 lakh workers got full 100 day employment. The reply from the ministry also disclosed that unemployment allowance was paid only to 217 workers during the year.

Late wage payments to workers is a big disappointment as most of these workers are landless agricultural labourers and they depend on schemes like MGNREGA for their survival. Moreover late payment to existing workers discourages other labourers to work for MGNREGA.

now the aadahar issue has come into the news, their money is not coming to their account but into the accounts of others, because aadhar was like their account book, but during creation of jan dhan accounts in haste, aadhar numbers were not noted down exactly which are now creating problems.


In 2012, a scam was uncovered in Karnataka where 10 lakh fake job cards were detected, which resulted in Rs 600 crore losses to the exchequer.

In 2018, Rural Development and Panchayath Raj (RDPR) report pointed out that in just one financial year FY18, 596 cases were registered against officials and non-officials for violation of rules and guidelines. Criminal cases were filed against 85 individuals (middlemen) while 306 government officials were suspended from service, 3 lost their job in Karnataka.

Rural workers complain that funds that are sanctioned for public works are going into the pockets of middlemen.

the scheme on paper looks awesome, but problems lies with implementation.

at some places like Kerala, Haryana where scheme is implemented in a good way brought many benefits like
-Problems like malnutrition and stunted growth fall down at these places
-People getting good wages, bought livestock and improved their standard of living.
-Women are also getting empowered.

Image result for modi image PM KISAN

For the financial support of small and marginal farmers, the Narendra Modi government has launched the Prime Minister Kisan Adhash Nidhi Yojana (PM Kisan). Under this, the economically backward farmers will get 6 thousand rupees annually. PM Kisan Yojana was announced by the government in the interim budget on February 1. In the form of first installment, about 2 crore farmers have been given 2000-2000 thousand rupees. 

Plan outlook.

Small and marginal farmers, who have fertile land up to 2 hectares, will be provided direct income support at the rate of Rs. 6,000 per annum.

This amount will be transferred to three equal installments (2 thousand per installment) in their bank account.

In the financial year 2019-20, a total of Rs 75 thousand crore will be spent on this scheme.

 This scheme will benefit about 12 crore farmer families.

 Whether your name is in the PM Farmer Scheme or not, it can be checked at

· The government has made it clear that the first installment, whose money can be transferred till March

Problems with the scheme

Land records organization of India is not that good, and whenever the work has been done in haste it costs al lot, we have a plenty of examples of those. There can be chances of fraud in this. The implementation of this scheme will be hard for govt.

Rather than giving direct money to the farmers, there should be investment because 6000 Rs per year won’t make much difference but as a collective money of 75000 crore many changes can be done.

Image result for rahul imageNYAY scheme.

Followings are the main headlines of NYAY scheme.

The target population for Nyay will be 5 crore families who are the poorest 20 per cent in India.

 Each family will be guaranteed a cash transfer of Rs. 72,000 a year and as far as possible the money will be transferred to a bank account of a woman in the family. Congess will fill up the gap, suppose someone gets 20,000 a year he will get additional 52,000 to reach to the 72,000 mark.

 There will a design phase (3 months), followed by pilot and testing phases (6-9 months) before the rollout of the plan.

The rollout will be implemented in phases and the estimated cost will be less than 1 per cent of the GDP in the first year, and less than 2 per cent of the GDP in the second year and thereafter.

 As the nominal GDP grows and the families move out of poverty, the cost will decline as a proportion of the GDP.

 If in power, the Congress will appoint an independent panel of economists, social scientists and statisticians to oversee the design, testing, rollout and implementation of the programme. The programme will move from one stage to the other only after a go-ahead from the panel.

 The Congress intends to implement Nyay as a joint scheme of the central and state governments.

The scheme will be funded through new revenues and rationalisation of expenditure. Current merit subsidy schemes that are intended to achieve specific objectives will be continued.

also read is-nyay-scheme-implemantable?

What are the deficiencies in the NYAY scheme ?

 Many economists question the nature of such schemes, saying that a nation needs to do more work to move ahead. But instead, if people get home income free, then why would they do it?

 Madan Sabnavis, chief economist, Care Ratings, giving ratings, says, "People should be given employment instead of cash. But before that many governments have tried to create jobs but they expect Goals are not achieved, if you look at MNREGA, it is also effective to an extent. We have seen that there is not much reduction in poverty That's right, when the government can not give jobs. 

how-congress-will-implement-nyay  read the plan of congress here.



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